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Health Insurance

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Do I Need Health Insurance? [Choice Magazine]

AMA Private Health Insurance Report Card 2016 [pdf]
The AMA released its Private Health Insurance Report Card 2016, the first report of its kind, with a clear message to consumers – know your product.

Professor Owler said that sometimes policies have misleading names, implying that they will provide a very high standard of benefits but, in reality, they fall into the ‘basic’ category and only provide a basic amount of benefits.
“The report card provides information on the level of benefits paid by insurers for a sample of common procedures,” Professor Owler said.

[read AMA article]

Dept of Health [Aust Govt]
Links to information about private health insurance for consumers, including Lifetime Health Cover, Australian Government Rebate on private health insurance and frequently asked questions.

Private Health Insurance Ombudsman
The role of the Private Health Insurance Ombudsman (PHIO) is to protect the interests of private health insurance consumers.

Temporary Residents
Overseas Visitors Health Cover []
If you are visiting from overseas, you generally are not covered under Australia's public Medicare system for medical or hospital expenses. If you are a Visa 457 or Visa 485 applicant or an overseas student, then you will be required to take out a specific level of health insurance that meets your visa requirements.

Aust Unity Overseas Visitors
If you're making plans to visit or work in Australia, getting an appropriate level of health insurance may be a requirement for your visa.
And once you're here, Illnesses and accidents can happen at any time, and medical costs in Australia can be very high. Getting health insurance can help to protect you against some of these costs.

List of Health Funds [Aust Govt]

Top Ranked Health Funds

Doctors Health Fund
Defence Health Fund
Navy Health
Police Health Fund
St Lukes Health
Teachers Federation Health

AHSA Member Funds

Compare health insurance policies [Aust Govt]
The Private Health Insurance Ombudsman recommends reviewing your policy at least once a year - your circumstances may change from time to time, so it’s important to review your health insurance policy regularly to make sure it still meets your health needs.

AMA Fees [AMA]

Medicare Rebates [Dept Human Services]

Health insurance explained []

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